Santander Brasil, the Brazilian unit of Spain's Santander, is the country's third largest non government-owned bank and is the group's largest unit in Latin America. The full-service bank operates in two segments: commercial banking and global wholesale banking. Through its commercial banking segment, Santander Brasil offers traditional banking services, including checking and savings accounts, home and auto financing, consumer financing, credit cards and payroll loans to mid and high-income individuals and corporations. Its global wholesale banking division provides structured financial services and solutions to local and multinational conglomerates, offering products such as transaction banking, corporate finance, equity and treasury. This area also provides asset management services, managing fixed income, money market, equity, and multi-market funds. In 2014, the Spanish group increased its controlling stake to a 88% in the Brazilian unit and acquired local electronic payment processing firm GetNet. Besides, it formed a payroll loan joint venture with Banco Bonsucesso where it owns a 60% stake in the created entity, Banco Bonsucesso Consignado.